
“with Uphills Edge hire purchase plans, i was able to buy my first keke in 2020, now i own four”
Tunde Gbadamosi
Ceo – rapid logistics
Access flexible savings and loan plans
Whether you’re an individual looking to handle personal expenses or a business owner needing extra capital to grow, Uphills Edge offers loans that work with your goals, not against them.
We believe that access to funds shouldn’t be complicated, overwhelming, or filled with hidden conditions. That’s why our loan process is built on transparency, flexibility, and real support — so you can borrow confidently and repay without pressure.
Flexible Savings
Save at your own pace and watch your savings balance grow with consistency. Here is how it works.
Save individually
Choose the savings plan that fits your lifestyle. Save individually at your own pace by setting a monthly amount that works for your income.
Save with a team
Create or join a savings team, where you and other trusted individuals save together towards your financial goals.
Vehicle Options for Work
We provide motorcycles for delivery riders, tricycles for transport workers, and buses for logistics or business use.
Save with a team
- First time customers
- Only NIN needed
- Flexible repayment
- Up to 4 plus years
- Immediate access

Access flexible loans
We offer accessible loans for individuals and corporate organizations looking to grow or manage their cash flow. Our process is easy, fast, and fair.
We keep it transparent — no hidden fees, no surprises. And we encourage you to save first, which builds your credibility and makes your loan process smoother.
Whether you need money to restock your store, handle bills, or take on a new opportunity — we’ve got your back.
Fast Approval
Apply with minimal paperwork and get a decision quickly.
Flexible Repayment Options
Choose a plan that works with your income cycle.
Access Based on Your Saving Habit
The more you save with us, the more you can access in loans.
Anyone with a steady source of income can apply — market women, small shop owners, riders, salary earners, and more. You don’t need to be a big business to qualify.
We encourage you to save first. People who save with us find it easier to get loans, and it shows us you’re reliable.
The amount depends on your income, savings history, and what you need the loan for. We’ll check with you and let you know what’s possible.
You can choose to save by yourself or join a group. Just pick how much you want to save every day, week or month, and we’ll help you stay on track. Your money is safe and can be withdrawn when due.
If you miss a payment, we’ll send you a reminder. You can still continue saving, but it’s best to stay consistent so you reach your goals on time.
Create or join a savings team
Team up with trusted friends, colleagues, or family members to stay motivated and build towards shared financial goals